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Comprehensive Coverage

Comprehensive coverage is available for crops grown on irrigated and dryland land uses. To reflect
the higher production potential and reduced risk of irrigated crop production, coverage is based on
individual irrigated production records, and the premium rate is adjusted to 50 per cent of the
dryland rate. Producers contribute 40 per cent of the premium cost and governments contribute
60 per cent. Production from all acres of an insured crop, both dryland and irrigated, is combined when calculating a claim for a crop.

Enhanced Irrigation Pilot

To recognize the unique risks associated with irrigated crop production, Saskatchewan Crop Insurance is introducing the Enhanced Irrigation Pilot. The pilot allows irrigated producers to further tailor their insurance by allowing a separate production guarantee for irrigated and dryland acres of the same crop. Coverage is calculated in the same manner as the comprehensive option;
however, a claim on irrigated acres of a crop is calculated separately from a claim on the dryland
acres of the same crop. This allows a customer to be protected against losses on one land use without being impacted by the production of the same crop on the other land use.

To reflect the increased risk associated with calculating claims separately by land use, the producer pays 66.7 per cent of the premium and the federal and provincial governments contribute the
other 33.3 per cent.

Your Crop Insurance endorsement package will provide you with individual coverage and premium
details of the comprehensive coverage. Please contact your customer service office for customer
specific details on the Enhanced Irrigation Pilot.

Irrigated timothy hay producers in the Outlook area may be eligible for coverage under the Timothy Hay Program.