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Pastureland production depends on timely precipitation. The Forage Rainfall Insurance Program (FRIP) is available on native forage and tame grazing acres, protecting pastureland in the event that seasonal precipitation is below the long-term average. This is the only sustainable insurance program available for native forage. Provincial and federal grazing pastures are excluded.
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To Enrol |
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There is no limit to the number of acres you may insure, but a minimum of 10 acres per legal land description is required. The deadline to apply for, reinstate, cancel, or make changes to your FRIP endorsement is March 31, 2008. Your contract is continuous and unless you make changes to your endorsement by March 31, your 2007 selections will remain the same for 2008.
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Coverage |
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FRIP premiums are cost-shared. Producers will pay 40 per cent while governments pay 60 per cent. Experience discounts and surcharges do not apply. Premium rates are calculated using weather station historical precipitation data and the weighting option and precipitation cap that you select.
For each land location you wish to insure you must select the following:
- Weather station
- Weighting
- Precipitation cap
The weather station you select must be within 100 kilometres of your land location.
Coverage levels follow three soil zones along township boundaries. Your land location, not the weather station you select, determines your coverage per acre.
Soil Zone |
Tame Grazing
$ per Acre |
Native Forage
$ per Acre
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| Black/Grey |
$20 |
$10 |
| Dark Brown |
$16 |
$9 |
| Brown |
$9 |
$6 |
*View the coveragel levels map and the weather station map.
You must also select the weighting option for each land location insured. This allows you to weight the April to July precipitation to best suit the growing season of your specific forage variety and your management plans for grazing your pasture.
| Monthly Precipitation Weighting Options |
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April |
May |
June |
July |
Total |
| Option 1 |
30% |
30% |
30% |
10% |
100% |
| Option 2 |
10% |
40% |
40% |
10% |
100% |
| Option 3 |
10% |
30% |
30% |
30% |
100% |
Finally, select a precipitation cap of either 125 or 150 per cent for each land location you insure; any precipitation more than this selected cap in any month will not be included in the claim calculation.
For calculation scenarios, please use the FRIP premium and coverage what-if calculator or contact your customer service office.
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Claims - Precipitation Normals |
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A claim is triggered when the precipitation at your selected weather station is below 80 per cent of normal. For each percentage point below that 80 per cent, 2.5 per cent of liability will be paid. (example)
The indemnity calculation is based on your selected monthly precipitation weighting and your selected precipitation cap; any precipitation more than this selected cap will not be included.
Quality control measures include verification of all weather station data by a third party (independent of Crop Insurance) using procedures approved by an accredited meteorologist. Precipitation includes rainfall and snowfall amounts. Only verified data is used in claim calculations.
Claims do not have to be filed; they are automatically calculated in August based strictly upon weather station data. Verified monthly precipitation amounts will be available online and at your customer service office.
FRIP is not an individual production program; precipitation determined for the selected weather station is the only means of determining a claim. Claims are not tied to individual yields or the amount of precipitation on individual parcels of land.
Read more on the precipitation data Crop Insurance uses to calculate claims.
View the precipitation received and claims paid for 2007 or previous years.
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