You farm 1,000 acres. Your four-year average indicates that you seed 85% of your land base. This year, you are able to seed 600 of your 1,000 acres.
| Farm cultivated acres |
1,000 |
| Farm acres seeded |
600 |
| Farm acres dry enough to seed |
0 |
| Summerfallow acres |
150 |
| Summerfallow acres dry enough to seed |
0 |
| Summerfallow acres seeded |
0 |
| Seeding Intensity |
85% |
A. Insurance Intensity Calculation - greater of (1), (2) or (3)
(1) Current year’s intensity = 80%
(2) Previous year’s intensity = 75%
(3) Four-year average intensity = 83%
B. Farm Coverage
Land Base
Total Acres (a) |
Stubble Too Wet To Seed (b) |
Summerfallow Too Wet to Seed (c) |
Acres Seeded (d) |
Total Acres x 85% Seeding Intensity* (e)
[(a) x 85%] |
LLD 5% Deductible (f)
[(e) x 5%]* |
160 |
50 |
0 |
110 |
136 |
6.8 |
160 |
0 |
0 |
160 |
136 |
0 |
160 |
160 |
0 |
0 |
136 |
6.8 |
160 |
40 |
0 |
120 |
136 |
6.8 |
110 |
0 |
0 |
110 |
93.5 |
0 |
150 |
0 |
150 |
0 |
127.5 |
6.4 |
100 |
0 |
0 |
100 |
85 |
0 |
|
Acres to be deducted |
27 |
*set to zero if (b) and (c) are zero
| Normal acres seeded |
| (1) Cultivated Acres |
1,000 |
| (2) Seeding Intensity |
85% |
| (3) Acres Normally Seeded (1) x (2) |
850 |
| (4) Legal Land Description Deductible |
27 |
| (5) Whole Farm Coverage (3) - (4) |
823 |
Whole Farm Claim Calculation
(6) Eligible Claim Acres = 823 - (600 + 0) = 223 acres
(7) Payable acres = 223 acres x 83% insurance intensity = 185 acres
C. Summerfallow Coverage
Total Acres (a) |
Stubble Too Wet To Seed (b) |
Summerfallow Too Wet to Seed (c) |
Acres Seeded (d) |
SMF LLD* 5% Deductible
a x 5% |
160 |
50 |
0 |
110 |
0 |
160 |
0 |
0 |
160 |
0 |
160 |
160 |
0 |
0 |
0 |
160 |
40 |
0 |
120 |
0 |
110 |
0 |
0 |
110 |
0 |
150 |
0 |
150 |
0 |
7.5 |
100 |
0 |
0 |
100 |
0 |
|
Acres to be deducted |
8 |
*set to zero if (c) is zero
Summerfallow Coverage
(1) Previous Year's Summerfallow = 150
(2) Legal Land Description Deductible = 8
(3) Summerfallow Coverage 142
Summerfallow Claim Calculation
(4) Eligible Claim Acres = 142 - (0+0) = 142 acres
(5) Payable acres = 142 acres x 83% insurance intensity = 118 acres
D. Indemnity Calculation
(1) Whole Farm claim acres (Part B, row 7) = 185 acres
(2) Summerfallow claim acres (Part C, row 5) = 118 acres
(3) Claim acres (greater of D, row 1 or row 2) or max of B, row 5 = 185 acres
Unseeded Acreage Intensity = 185 acres x $50 per acre = $9,250
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