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Coverage
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Q. I am in an area where winter wheat must be seeded into
undisturbed standing stubble to qualify for winterkill coverage.
Because of the drought, I had to cut this year's crop very low
and there's little stubble left. If I had no choice but to cut
this low, can I still qualify for winterkill?
A. No. Winter wheat isn't as hardy as fall rye and requires a decent
snow cover if it's going to survive the winter. If there isn't enough stubble
to trap the snow (ie. black summerfallow, pea or lentil stubble, worked-down
stubble or stubble cut too low), there is a much higher risk of winterkill;
therefore, Crop Insurance will not accept liability.
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